Credit 3 Arizona

Please note that anonymous complaints cannot be processed. When You Contact the Department While we try to answer as many of your questions and resolve problems over the phone when possible, it is often the case that in order to resolve an issue, we must send a copy of the written complaint to the person or firm you are complaining about therefore, the information contained in the complaint is not considered confidential. Resolution of complaints may require credit 3 Arizona the submission of written documentation, as the Complaint Check List indicates.

We will advise you if we need additional information as we process your complaint. Once the complaint package is complete, we will send you a confirmation of receipt credit 3 Arizona of your complaint within five business days. It is important to remember that the Banking Department does not act credit 3 Arizona as the complainant's attorney. It also does not have the power to adjudicate or sit in judgment over complaints. If a dispute turns on facts credit 3 Arizona that do not involve a supervised entity's violation of a specific law or regulation (such as a matter concerning credit 3 Arizona a bank's exercise of internal policies or guidelines) the Banking Department may not have the authority to obtain the relief a complainant is seeking. In that case, the Banking Department will credit 3 Arizona advise the complainant about other ways to pursue the complaint, such as through consulting a private attorney and/or initiating a court proceeding. free credit report 1 Institutions not under New credit 3 Arizona York State Jurisdiction The Banking Department does not have the authority to resolve complaints involving entities that are not under credit 3 Arizona New York State jurisdiction. Some institutions credit 3 Arizona are regulated by federal government agencies.

For example, commercial banks having the word National or using the title N.A.

(national association) in their title, credit 3 Arizona are organized under and subject to federal credit 3 Arizona law.

Requests for information or complaints concerning these national banks should be directed to Office of the Comptroller of Currency. Savings banks and savings and loan associations having the word Federal in their name or which use the initials FSB (federal savings bank), FSA (federal savings association), FA (federal association) or FSLA (federal savings and loan association) are regulated by the Office of Thrift Supervision, a federal agency. credit expert Inquiries or complaints should be directed to Office of Thrift Supervision. Federally-regulated credit unions are similarly credit 3 Arizona identified by the word federal in their name. Inquiries and complaints concerning federal credit 3 Arizona credit unions should be directed to National credit 3 Arizona Credit Union Administration. If the institution credit 3 Arizona you are concerned with is located outside New York State or if you are unsure about the appropriate regulatory authority, contact the Consumer Services Division of credit 3 Arizona the New York State Banking Department. Our staff will attempt to determine the credit 3 Arizona appropriate agency to contact and your inquiry or complaint will be referred to that authority. If you have a complaint about a financial institution that is not regulated or supervised by the NYS credit 3 Arizona Banking Department, we will refer you and forward your complaint to the regulator of that institution. To determine if your financial institution is supervised by the credit 3 Arizona NYS Banking Department, please visit our list of institutions we supervise: http://www.banking.state.ny.us/supinst.htm If your institution is not on this list, it may be under the jurisdiction credit 3 Arizona of one of the two following national bank regulators: Office of the Comptroller of the Currency Or, if your credit 3 Arizona institution is not supervised by the NYS Banking Department or a national bank regulator, it may be under the jurisdiction of another states banking department. order a credit report For a list of all state banking departments, contact: Conference of State Bank Supervisors Other Helpful Government Agencies If the Banking Department cannot resolve your complaint or answer your question, you may be able to obtain assistance from one or more of the following resources: You are entitled to one free credit report per year from each credit 3 Arizona of the three major credit reporting agencies.